Have you been dreaming of driving a new or used car near Gadsden and Albertville, AL but you have poor credit? If so, apply for bad credit financing at Landers McLarty Ford of Fort Payne! Whether you want to drive a new Ford F-150, Explorer, Escape, Mustang or maybe a late-model used car of another make, our finance staff will work to get you the bad credit auto loan you need to make that happen! Learn about the sub-prime auto financing process at our new and used car dealership in Fort Payne, AL, and how to apply online.
The credit terms and conditions that bad credit lenders offer can vary widely based on the type and price of vehicle you want to drive, as well as the amount of your down payment. New car purchases typically have more favorable rates than used cars, while providing a greater down payment will also improve your chances of finding approval, as a larger down payment represents less risk to lenders.
When applying for sub-prime auto loans, the finance specialists at Landers McLarty Ford of Fort Payne will take into account multiple factors -- not just your low credit score. Some of the factors that our finance department may look at during your application process include the following:
If you have a history of missed payments or writing bad checks, you may be wondering if you can acquire a bad credit car loan. Here at Landers McLarty Ford of Fort Payne, our dedicated finance staff has worked with car shoppers facing a range of financial setbacks, including:
Securing bad credit financing can also help you improve your poor credit score over time, as long as you make your payments on time each month. Take the next step in finding a new or pre-owned Ford near Gadsden with our secure online auto loan application. You may be surprised that your low credit score still entails you to financing through sub-prime auto loans at Landers McLarty Ford of Fort Payne!
Applying for bad credit car loans at Landers McLarty Ford of Fort Payne begins the same way as any other finance application. Submit a secure online auto loan application here on our website so that our auto finance staff can run a credit check and better understand your credit history and current financial situation. We always strive to find every Albertville and Gadsden area driver viable financing options, so apply today!